General Liability Insurance in Athens, GA

Commercial general liability insurance is designed to help cover businesses against liability claims for bodily injury, property damage, and personal or advertising injury (e.g., slander) arising from their operations or services.

Contact La Oficina Insurance Agency in Athens, Georgia, to get your company’s general liability insurance coverage.

What Does Commercial General Liability Insurance Cover?

Commercial general liability insurance may help cover the following, depending on your policy:

• Bodily injuries sustained by customers, clients or visitors at your business premises or because of your business activities.
• Damage to someone else’s property, which may include repairs or replacement costs for damage to buildings, equipment or other tangible property.
• Personal injury damages for non-physical injuries such as defamation, slander or invasion of privacy. If your business is accused of causing harm through advertising, libel or copyright infringement, general liability insurance may help cover legal expenses and potential settlements.
• Legal defense costs, including attorney fees, court costs and other expenses related to defending your business in a lawsuit.

General liability insurance has certain exclusions and limitations, so reviewing policy details and understanding terms and conditions is crucial. General liability insurance typically does not cover professional errors or omissions, which may require separate professional liability insurance.

Work with your agent to assess your business risks and tailor a general liability policy that adequately protects your business from potential liabilities.

Do I Need General Liability Insurance if I Work From Home?

Whether you need general liability insurance when working from home depends on the nature of your work and the potential risks involved.

If you operate a home-based business, general liability insurance may cover potential liabilities, such as injuries to clients or damage caused by your business activities.

Your agent can help assess your situation and provide guidance on whether general liability insurance is necessary for your work-from-home setup. They can help tailor a policy to suit your needs and protect you from potential liabilities that may arise in your line of work.

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Contact La Oficina Insurance Agency to compare commercial general liability insurance quotes.